US Mortgage Corporation
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Custom Lending, A Family Legacy

Our Founder, Branch Manager and Certified Mortgage Advisor Patty Newby has a deep history designing mortgage loans, serving clients since 2004. Today, TLD remains family owned and operated with a roster of clients that extends generations. Patty’s dedication to excellence permeates throughout our headquarters seven days a week. For us, home ownership is deeply personal, so we aim to be readily available for you today, during your search and after you move into your new home.

Our
Approach

At theLoanDesigner, our mission is to provide you with personalized service, which includes the resources and education to help you make informed decisions, a tailored mortgage loan and financial plan that fits your lifestyle and budget, and an integration plan that will help you grow your wealth through homeownership. The result: clarity and confidence in every detail while you close on time and with ease.

Your Loan Designers

Patty Newby

Founder, Branch Manager

NMLS ID: #194741

Patty Newby is the founder of theLoanDesigner® and serves as a Mortgage Advisor and Branch Manager alongside Zach Paul. Based in Frisco, Texas, Patty serves homebuyers, homeowners, real estate professionals and builders throughout Dallas-Fort Worth, North Texas and across Texas, with particular experience in Frisco, Dallas, Plano, McKinney, Prosper and Celina. Since beginning her mortgage career in 2004, Patty and her team have helped more than 3,800 families finance their homes and have originated over $1.4 billion in mortgage volume.

With more than two decades of mortgage lending experience, Patty specializes in jumbo mortgages, construction lending, first-time homebuyer financing, physician loans, and buy-before-you-sell and bridge financing. Her jumbo experience includes loans from approximately $1 million to $2.5 million, and construction lending has been a core specialty throughout her mortgage career. Her approach is education-first: designing mortgage strategies around each client’s goals and clearly explaining payment, cash to close and financing options so clients can make informed financial decisions.

Patty’s track record has earned recognition at the national, Texas and Dallas levels. She has been named a Top Mortgage Originator by Scotsman Guide and has earned President’s Club recognition since 2011. Patty is also a 12-time Five Star Mortgage Professional, placing her among fewer than 11 mortgage professionals in Texas with that level of Five Star award longevity. Five Star recognition incorporates client feedback, providing an independent measure of the client experience. In the Dallas market, Patty has also been recognized by D Magazine for mortgage production and professional excellence.

Client feedback is another important part of Patty’s track record. She has received more than 1,100 client reviews on Experience.com, where recent client experiences and mortgage transactions are documented.

Apply with Patty

Zach Paul

Co-Branch Manager

NMLS ID: #2060757

Zach Paul is a Mortgage Advisor and Branch Manager of theLoanDesigner® alongside founder Patty Newby. Based in Frisco, Texas, Zach serves homebuyers, homeowners, real estate professionals and builders throughout Dallas-Fort Worth, North Texas and across Texas, with particular focus on Frisco, Dallas, Plano, McKinney, Prosper and Celina. NMLS #2060757, Zach helps lead theLoanDesigner® team, which has a history of serving more than 3,800 families and originating over $1.4 billion in mortgage volume.

Zach specializes in jumbo mortgages, construction lending, first-time homebuyer financing, physician loans, and buy-before-you-sell and bridge financing. Working within theLoanDesigner®’s education-first approach, Zach focuses on more than simply quoting an interest rate. He helps clients understand their mortgage payment, cash to close, financing choices and long-term strategy so they can make informed decisions about buying, building or financing a home.

A longtime member of the Dallas-Fort Worth community, Zach is a graduate of the University of North Texas, where he was a kicker for the Mean Green football program. Today, he brings that same focus on preparation and execution to mortgage lending and branch leadership. His recent mortgage transactions and client feedback are documented on Experience.com as Zach continues building his own production history and client-review presence.

Branch Managers Zach Paul and Patty Newby lead theLoanDesigner® team, combining Patty’s more than two decades of mortgage experience with Zach’s leadership and a team history of more than 3,800 families served and $1.4 billion in mortgage production. Together, their focus is mortgage education, strategic loan design, clear communication and long-term relationships with clients and real estate professionals throughout Texas.

Zach Paul

Co-Branch Manager

Zach is a proud member of the Dallas Fort-Worth community, graduating from the University of North Texas as a football kicker for the Mean Green – a position notorious for performing under intense pressure. Carrying that same knack for consistent, high-quality execution into his career over the last decade, Zach is passionate about his clients’ long- term success. Aiming for the dream home every time, Zach works collaboratively with his beloved team to achieve your long-term financial goals. When you partner with Zach, you partner with a loan designer for life! Outside of his love for his clients, Zach cherishes time with his wife, three children, and dog, Copper, traveling often, trying different cultures, tasting culinary treasures and appreciating new experiences together. achieve your long-term financial goals. When you partner with Zach, you partner with a loan designer for life! Outside of his love for his clients, Zach cherishes time with his wife, three children, and dog, Copper, traveling often, trying different cultures, tasting culinary treasures and appreciating new experiences together.