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I’ve been working to help clients acquire jumbo loans since 2004. With flexible programs that require no mortgage insurance and as little as 10% down, we will work with you to get the jumbo loans you need. At Thrive Mortgage, LLC, we have the experience to make buying, refinancing, or building your dream home easy!
A jumbo loan is a mortgage loan that exceeds the traditional conforming or conventional loans . The conforming limit is the standard price limit of any mortgage agencies will buy from a lender. This limit is set by the two government-sponsored agencies who buy the majority of U.S. residential mortgages – Fannie Mae and Freddie Mac. Although these limits apply to most loans, at Thrive Mortgage, LLC, we will work with you to get you the jumbo loans you deserve.
Due to the large monetary value of jumbo loans, borrowers are expected to prove their financial stability and responsibility to qualify for one. Having a low debt-to income ratio is important to demonstrate to lenders that you are able to pay monthly principal, taxes, interest, and insurance. With my team on your side, you can be sure that you will obtain the jumbo loan that is best fit for your financial situation.
All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines subject to change.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Patty Newby Branch Manager – Mortgage Advisor License #194741, Thrive Mortgage, LLC, NMLS# 268552 972-534-5626 (LOAN) Office Number 2591 Dallas Parkway, Ste 210 Frisco TX 75034, Branch NMLS# 2317772
For licensing information, go to: www.nmlsconsumeraccess.com